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![]() New Marc by Marc Jacobs Bikini Set Size small $148 US $69.00
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Development Grants, Business Finance & Small Business Insurance Secrets
Given the current dire straits of the business economy, many business owners are retaining business consultancy firms to source development grants & business finance to help fuel their business growth.
These same owners are also employing business consultants to identify savings on their small business insurance. Consultancy helps business growth & business development by developing business ideas & offering business training.
In this first of three segments I will deal with business resources and business loans and discuss how business assets and resources can be used to source business loans for business growth.
Development Grants, Business Finance & Small Business Insurance Secrets For Companies #1 Business Resources & Business Loans
It is said every business can be judged from its balance sheet which depicts a clear picture of its resources including its assets and its liabilities. It is also important to understand that a successful business leverages its assets wisely to generate resources and reinvests in the business. A business is also known from the quality of assets it creates.
The assets which a business generates over a period of time may be mortgaged to avail businesses loans and financial institutions look for tangible assets like real estate, buildings, and inventory etc. to advance credit facilities to businesses.
It is therefore necessary for businesses to invest their profits in quality assets and utilise those assets intelligently to raise further finances. This is a cycle which if used effectively, makes Business Resources And Business Loans a useful business philosophy at all times.
It is a well known fact that the rate of return or the return on capital employed is always higher than the interest rate on loans and funds borrowed from banks and the financial institutions.
As the liquidity situation in the world improves, banks and financial institutions are eager to lend and businesses are in a position to negotiate the lending rates. Lower rates of borrowing eventually translate into higher profitability and higher rate of return on capital employed.
A wise entrepreneur can use lower rates of borrowings to his advantage and business growth can be exponential as this cycle continues. The International Business Guru advises businesses on different business management systems and methods which help business leaders to milk their resources fully to generate cash and redeploy it in the business.
Different business consultants and business consultancy firms stress on mortgaging of assets as an effective business finance tool. Business loans therefore play an important role in improving business efficiencies and profitability and business assets can be used as effective tools for business development and growth.
In this second segment I will focus on business ideas grants for small business discusses about availing grants for small business with great business ideas.
Development Grants, Business Finance & Small Business Insurance Secrets #2 Business Ideas Grants For Small Business
Every entrepreneur brings with him many new ideas which are put to use in the enterprise to create value for the customers and stakeholders. It is said an enterprise is all about finding the right business ideas and implementing them through a successful enterprise.
Once the business idea is thought of, the next important step is to get the business financed through different sources. Various government bodies provide business development grants to budding entrepreneurs to attract them towards setting up their enterprises.
Some of these development grants are for business training and for other aspects of business growth and development.
The business ideas which focus on delivering value added services and products in an innovative manner are the most preferred ones for business grants. The theme Business Ideas Grants For Small Business takes a closer look at the business ideas and grants available for setting up small businesses.
In the United States many state development agencies offer grants to small businesses to start or expand the business. The International Business Guru is an excellent motivator for small business entrepreneurs and says small enterprises need robust business ideas that can successfully grow the business over a period of time by offering value added products and services to its customers.
While many may argue that it is difficult to bring out products in the categories where there are already established players, it is important to understand that the spirit of an entrepreneur lies in finding out the gap between the needs of the customers and the products currently on offer, and filling that gap by right products.
A good example of innovation in a product can be a solar powered outdoor camera when most of the products available in that use conventional battery cells.
Many business consultants and business consultancy firms provide business training on successfully converting innovative concepts to workable business ideas.
Government bodies also encourage budding entrepreneurs through different training programmes to set up innovation driven enterprises. Entrepreneurs need to continuously re-invent themselves to sustain the fast pace of business development and growth.
In this third segment I will focus on the importance of utilising consultancy to help a business organisation protect its assets by ensuring they have adequate insurance and how to get the best out of your insurance company.
Development Grants, Business Finance & Small Business Insurance Secrets #3 Business Insurance & Small Business Insurance Every business organization possesses business assets which are vital to its operations.
As the business organization progresses financially and grows in size, it invests in assets which have the tendency to either generate additional income or which can be leveraged to raise capital.
Business assets are therefore the vital pillars on which an enterprise rests. In addition to tangible assets such as real estate, buildings, machinery etc, intangible assets such as intellectual capital, knowledge are also crucial and of immense value to a business organization.
It is therefore important that these assets are rightly protected from various risks so that the business organization is not subjected to losses in the event of loss or damage to an asset.
The most crucial protection to an asset is provided by securing the asset through insurance plans and Business Insurance And Small Business Insurance takes a closer look at some of the important aspects of protecting the assets.
Before insuring an asset, it is necessary that it is valued appropriately and in case the asset has a tendency to appreciate in value, then the appreciated value should also be factored in the valuation at the time of insuring.
For small businesses this is extremely crucial. If the assets are physical in nature then they need to be insured against perils such as fire, earthquake, floods and other natural calamities.
Many business consultants and business consultancy firms have designed business training courses to address the insurance aspect of business organizations. Insurance companies have also come out with innovative insurance plans that can be customized to the specific needs of business organizations.
In addition to the real assets already discussed, other assets such as inventory and capital equipment such as production machinery and office equipment should also be insured with appropriate insurance covers.
As stated by the International business guru, more than anything else, business insurance provides a complete peace of mind to every business owner and business leaders and enables them to focus on important business matters like business development and business growth.
About the Author
Dr. Mark D. Yates The International Business Guru & Growth Consultant grows businesses fast delivering exponential growth, increased turnover & profit margins. He delivers business support to small, medium & large businesses in 42 countries. To claim his FREE business case files e-mail him at drmarkdyates@aol.com
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Bambino Mio Nappy Starter Set Size Small $99.95 Bambino Mio Nappy Starter Set Size Small |
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Classic Flannel Shirt and Scarf Set $49.99 "What a value! Not only the coziest, happiest flannel shirt you’ll ever wear, but a trendy scarf in the same plaid! Alone or together you’ll love the quality of this heavier all-cotton quality flannel. Turn down the thermostat and be cozy, or layer under jackets and sweaters for good-looking plus size warmth. Long-sleeve, button-cuff, button front with a femininely shaped slight shirttail hem." |
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Lite Flannel Shirt and Scarf Set $49.99 "Two for one value! Beautiful quality cotton flannel in a lighter, all-season weight. We’ve combined a customer favorite with a fun and trendy scarf! Wear together or liven up another outfit with the scarf. Layer this versatile shirt for cold weather plus size warmth, or as a spring and fall jacket over a tee and jeans. Perfect for travel, it has just the right adventuring touch. Bias-cut front panels for an all-girl appeal, with long button cuff sleeves that you can roll up. Charcoal grey background color with a touch of bright and feminine pinks and purples." |
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Fleece Hat-and-Mitten Set $2.5 "Protect the extremities in these toasty fleece accessories in a playful, easy-to-match print. " |
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Seersucker Camp and Tank Set $19.95 "Short-sleeve, button-up, collared shirt is paired with a white cotton tank with seersucker binding at neckline and armholes. Angled front placket, yoke and sleeve cuffs add flair. " |
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Two-Piece Camp Shirt and Tank Set $59.95 "This value-packed sporty twin set is ready for your warm weather adventures. Three options: Wear each piece alone or together. These are designed to be as cute and detailed from the back as the front. Notice the cute shoulder detailing of the tank! Sleeves are straight-edge and long sleeve, and can easily roll up to short sleeve, staying in place with button tabs. Shirt is soft and durable yarn-dyed plaid broadcloth, and the tank is a soft medium weight jersey mini rib. (Alternate color plaid can be seen in style # 448023.)" |
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Keyhole Polo Shirt $29.99 "Golf-Inspired polo shirt features keyhole detail and a small seashell button at the yoke. Ribbed collar, sleeve trim and a pretty shirred accent at center front." |
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PerfecTemp Two-Layer Reversible Fleece Long Anorak Jacket $69.98 "Incredible warmth and coziness! Fully reversible hooded jacket features two layers of top-quality PerfecTemp Fleece. Princess seaming and encased elastic at small of back lends a subtle feminine shaping. Beautifully made and top-stitched throughout with black binding trim at hood and sleeve hem. Tricot-lined non-bulky zip pockets on both sides of this reversible plus size style. Two-way center front zipper. Junonia spirit logo is embroidered at top of hood. " |
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QuikWik Mesh Tank $69.95 "The innovative design of this sporty, fitted tank includes a built-in shelf bra for extra support and a small back keyhole detail for fun flair. Racerback design allows a full range of motion. QuikWik Mesh accents at the curved side and neckline insets are flattering and cooling. Flatlock seams at neckline and armholes prevent chafing. " |
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Reversible PerfecTemp Fleece Anorak Jacket $79.95 "Fully reversible hooded jacket features two layers of cozy PerfecTemp Fleece. Encased elastic at small of back lends subtle shaping. PerfecTemp reversible style for lots of looks. These fun fleece pieces offer double value – just turn them inside out for a whole new look! A double layer of our popular PerfecTemp fleece keeps you warm and comfy on cool weather outings.Top-stitch seaming at center front, shoulders and princess seams for added sportiness. Black binding trim at hood and sleeve hem. Tricot-lined zip pockets are non-bulky. Two-way center front zipper. Center back is embroidered with Junonia spirit logo grouping at collar. " |
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Seashell Raglan Swimsuit $39.95 "Raglan style seaming provides dramatic color contrast in this flattering classic tank suit. Inside is a soft cup set into a full, around the body sport bra for a wonderful feeling of security in a swim suit. Thicker seashell fabric has a high-spandex content for gentle but secure support. Scoop back has nice back coverage, and the leg a conservative cut. Beach or pool, you’ll feel confident in this suit. Embroidered with a Junonia seashell, your guarantee of exceptional fit and quality. Mix and Match. 50 UPF UV Sun Protection." |
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Virginia Cavaliers Youth Uniform Set - size Small $54.43 Virginia Cavaliers Youth Uniform Set - size Small Kids get to be a member of their favorite team in these great uniform sets! You get a team logo helmet with foam padding, face mask, and adjustable chin straps. Also included is a 100% double knit polyester team jersey, and a 100% double knit polyester pants with elastic waistband and cuffs. Size small is intended for ages 4-6. Sizing: waist 19"-22", chest 20"-24", height 40"-45". Product enhancements by the product manufacturer may result in the item(s) being slightly different than they appear in the images posted. |
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Arizona Wildcats Youth Uniform Set - size Small $54.43 Arizona Wildcats Youth Uniform Set - size Small Kids get to be a member of their favorite team in these great uniform sets! You get a team logo helmet with foam padding, face mask, and adjustable chin straps. Also included is a 100% double knit polyester team jersey, and a 100% double knit polyester pants with elastic waistband and cuffs. Size small is intended for ages 4-6. Sizing: waist 19"-22", chest 20"-24", height 40"-45". Product enhancements by the product manufacturer may result in the item(s) being slightly different than they appear in the images posted. |
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Oklahoma Sooners Youth Uniform Set - size Small $56.1 Oklahoma Sooners Youth Uniform Set - size Small Kids get to be a member of their favorite team in these great uniform sets! You get a team logo helmet with foam padding, face mask, and adjustable chin straps. Also included is a 100% double knit polyester team jersey, and a 100% double knit polyester pants with elastic waistband and cuffs. Size small is intended for ages 4-6. Sizing: waist 19"-22", chest 20"-24", height 40"-45". Product enhancements by the product manufacturer may result in the item(s) being slightly different than they appear in the images posted. |
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Wisconsin Badgers Youth Uniform Set - size Small $54.43 Wisconsin Badgers Youth Uniform Set - size Small Kids get to be a member of their favorite team in these great uniform sets! You get a team logo helmet with foam padding, face mask, and adjustable chin straps. Also included is a 100% double knit polyester team jersey, and a 100% double knit polyester pants with elastic waistband and cuffs. Size small is intended for ages 4-6. Sizing: waist 19"-22", chest 20"-24", height 40"-45". Product enhancements by the product manufacturer may result in the item(s) being slightly different than they appear in the images posted. |
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Louisville Cardinals Youth Uniform Set - size Small $54.43 Louisville Cardinals Youth Uniform Set - size Small Kids get to be a member of their favorite team in these great uniform sets! You get a team logo helmet with foam padding, face mask, and adjustable chin straps. Also included is a 100% double knit polyester team jersey, and a 100% double knit polyester pants with elastic waistband and cuffs. Size small is intended for ages 4-6. Sizing: waist 19"-22", chest 20"-24", height 40"-45". Product enhancements by the product manufacturer may result in the item(s) being slightly different than they appear in the images posted. |
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Seattle Seahawks Youth Uniform Set - size Small $54.43 Seattle Seahawks Youth Uniform Set - size Small Kids get to be a member of their favorite team in these great uniform sets! You get a team logo helmet with foam padding, face mask, and adjustable chin straps. Also included is a 100% double knit polyester team jersey, and a 100% double knit polyester pants with elastic waistband and cuffs. This youth costume will also come with a complete set of 0-9 iron on numbers. Size small is intended for ages 4-6. Sizing: waist 19"-22", chest 20"-24", height 40"-45". Product enhancements by the product manufacturer may result in the item(s) being slightly different than they appear in the images posted. |
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Washington Redskins Youth Uniform Set - size Small $54.43 Washington Redskins Youth Uniform Set - size Small Kids get to be a member of their favorite team in these great uniform sets! You get a team logo helmet with foam padding, face mask, and adjustable chin straps. Also included is a 100% double knit polyester team jersey, and a 100% double knit polyester pants with elastic waistband and cuffs. This youth costume will also come with a complete set of 0-9 iron on numbers. Size small is intended for ages 4-6. Sizing: waist 19"-22", chest 20"-24", height 40"-45". Product enhancements by the product manufacturer may result in the item(s) being slightly different than they appear in the images posted. |
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Atlanta Falcons Youth Uniform Set - size Small $54.43 Atlanta Falcons Youth Uniform Set - size Small Kids get to be a member of their favorite team in these great uniform sets! You get a team logo helmet with foam padding, face mask, and adjustable chin straps. Also included is a 100% double knit polyester team jersey, and a 100% double knit polyester pants with elastic waistband and cuffs. This youth costume will also come with a complete set of 0-9 iron on numbers. Size small is intended for ages 4-6. Sizing: waist 19"-22", chest 20"-24", height 40"-45". Product enhancements by the product manufacturer may result in the item(s) being slightly different than they appear in the images posted. |
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Jacksonville Jaguars Youth Uniform Set - size Small $54.43 Jacksonville Jaguars Youth Uniform Set - size Small Kids get to be a member of their favorite team in these great uniform sets! You get a team logo helmet with foam padding, face mask, and adjustable chin straps. Also included is a 100% double knit polyester team jersey, and a 100% double knit polyester pants with elastic waistband and cuffs. This youth costume will also come with a complete set of 0-9 iron on numbers. Size small is intended for ages 4-6. Sizing: waist 19"-22", chest 20"-24", height 40"-45". Product enhancements by the product manufacturer may result in the item(s) being slightly different than they appear in the images posted. |
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Seattle Seahawks Youth Uniform Set size Small $53.95 Kids get to be a member of their favorite team in these great uniform sets You get a team logo helmet with foam padding face mask and adjustable chin straps. Also included is a 100 double knit polyester team jersey and a 100 double knit polyester pants with elastic waistband and cuffs. This youth costume will also come with a complete set of 09 iron on numbers. Size small is intended for ages 46. Sizing: waist 19 22 chest 20 24 height 40 45 . |
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Dress Up America 378S Napoleon Costume Set Size Small 46 $40.95 Napoleon Costume Set. Costume. Comes with the following pieces: Long Tailcoat Jacket Pants Belt Hat Boot cover and Sash. Great for Halloween or any other occasion. Waist Size: 30 . Size Small (46). |
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Dress Up America 326-S Mail Carrier Set - Size Small 4-6 $30.98 Material: Polyester Flame Retardant Washable: Gentle Machine Washable Includes: Shirt Pants Hat and Mail Bag Size: Small 4-6 |
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Dress Up America 326S Mail Carrier Set Size Small 46 $38.35 Material: Polyester Flame Retardant Washable: Gentle Machine Washable Includes: Shirt Pants Hat and Mail Bag Size: Small 46 |
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Snow White Princess Complete Dress Set - Size SMALL - Includes all Accessories $58.74 Snow White Princess Complete Dress Set - Size SMALL - Includes all Accessories |
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Cleveland Browns Football Deluxe Uniform Set - Size Small $54.43 Cleveland Browns Football Deluxe Uniform Set - Size Small The authentic deluxe team uniform set is new and improved! The new molded helmet features authentic team colors and comes with a chin strap. The upgraded jersey is now made of 100 percent polyester-mesh jersey material and has integrated, removable plastic shoulder pads. The pants are 100 percent double-knit polyester with and elastic waistband and cuffs. The uniform set also comes with iron-on number kit (#Â’s 0-9) and a helmet number decal kit (#Â’s 0-9). Size small is intended for ages 4-6. Sizing: waist 19"-22", chest 20"-24", height 40"-45". Product enhancements by the product manufacturer may result in the item(s) being slightly different than they appear in the images posted. |
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Michigan State Spartans Football Deluxe Uniform Set - Size Small $54.43 Michigan State Spartans Football Deluxe Uniform Set - Size Small The authentic deluxe team uniform set is new and improved! The new molded helmet features authentic team colors and comes with a chin strap. The upgraded jersey is now made of 100 percent polyester-mesh jersey material and has integrated, removable plastic shoulder pads. The pants are 100 percent double-knit polyester with and elastic waistband and cuffs. The uniform set also comes with iron-on number kit (#Â’s 0-9) and a helmet number decal kit (#Â’s 0-9). Size small is intended for ages 4-6. Sizing: waist 19"-22", chest 20"-24", height 40"-45". Product enhancements by the product manufacturer may result in the item(s) being slightly different than they appear in the images posted. |
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Dallas Cowboys Football Deluxe Uniform Set - Size Small $54.43 Dallas Cowboys Football Deluxe Uniform Set - Size Small The authentic deluxe team uniform set is new and improved! The new molded helmet features authentic team colors and comes with a chin strap. The upgraded jersey is now made of 100 percent polyester-mesh jersey material and has integrated, removable plastic shoulder pads. The pants are 100 percent double-knit polyester with and elastic waistband and cuffs. The uniform set also comes with iron-on number kit (#Â’s 0-9) and a helmet number decal kit (#Â’s 0-9). Size small is intended for ages 4-6. Sizing: waist 19"-22", chest 20"-24", height 40"-45". Product enhancements by the product manufacturer may result in the item(s) being slightly different than they appear in the images posted. |
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Minnesota Vikings Football Deluxe Uniform Set - Size Small $54.43 Minnesota Vikings Football Deluxe Uniform Set - Size Small The authentic deluxe team uniform set is new and improved! The new molded helmet features authentic team colors and comes with a chin strap. The upgraded jersey is now made of 100 percent polyester-mesh jersey material and has integrated, removable plastic shoulder pads. The pants are 100 percent double-knit polyester with and elastic waistband and cuffs. The uniform set also comes with iron-on number kit (#Â’s 0-9) and a helmet number decal kit (#Â’s 0-9). Size small is intended for ages 4-6. Sizing: waist 19"-22", chest 20"-24", height 40"-45". Product enhancements by the product manufacturer may result in the item(s) being slightly different than they appear in the images posted. |
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San Francisco 49ers Football Deluxe Uniform Set - Size Small $54.43 San Francisco 49ers Football Deluxe Uniform Set - Size Small The authentic deluxe team uniform set is new and improved! The new molded helmet features authentic team colors and comes with a chin strap. The upgraded jersey is now made of 100 percent polyester-mesh jersey material and has integrated, removable plastic shoulder pads. The pants are 100 percent double-knit polyester with and elastic waistband and cuffs. The uniform set also comes with iron-on number kit (#Â’s 0-9) and a helmet number decal kit (#Â’s 0-9). Size small is intended for ages 4-6. Sizing: waist 19"-22", chest 20"-24", height 40"-45". Product enhancements by the product manufacturer may result in the item(s) being slightly different than they appear in the images posted. |
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Oakland Raiders Football Deluxe Uniform Set - Size Small $54.43 Oakland Raiders Football Deluxe Uniform Set - Size Small The authentic deluxe team uniform set is new and improved! The new molded helmet features authentic team colors and comes with a chin strap. The upgraded jersey is now made of 100 percent polyester-mesh jersey material and has integrated, removable plastic shoulder pads. The pants are 100 percent double-knit polyester with and elastic waistband and cuffs. The uniform set also comes with iron-on number kit (#Â’s 0-9) and a helmet number decal kit (#Â’s 0-9). Size small is intended for ages 4-6. Sizing: waist 19"-22", chest 20"-24", height 40"-45". Product enhancements by the product manufacturer may result in the item(s) being slightly different than they appear in the images posted. |
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Carolina Panthers Football Deluxe Uniform Set - Size Small $54.43 Carolina Panthers Football Deluxe Uniform Set - Size Small The authentic deluxe team uniform set is new and improved! The new molded helmet features authentic team colors and comes with a chin strap. The upgraded jersey is now made of 100 percent polyester-mesh jersey material and has integrated, removable plastic shoulder pads. The pants are 100 percent double-knit polyester with and elastic waistband and cuffs. The uniform set also comes with iron-on number kit (#Â’s 0-9) and a helmet number decal kit (#Â’s 0-9). Size small is intended for ages 4-6. Sizing: waist 19"-22", chest 20"-24", height 40"-45". Product enhancements by the product manufacturer may result in the item(s) being slightly different than they appear in the images posted. |
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West Virginia Mountaineers Football Deluxe Uniform Set - Size Small $54.43 West Virginia Mountaineers Football Deluxe Uniform Set - Size Small The authentic deluxe team uniform set is new and improved! The new molded helmet features authentic team colors and comes with a chin strap. The upgraded jersey is now made of 100 percent polyester-mesh jersey material and has integrated, removable plastic shoulder pads. The pants are 100 percent double-knit polyester with and elastic waistband and cuffs. The uniform set also comes with iron-on number kit (#Â’s 0-9) and a helmet number decal kit (#Â’s 0-9). Size small is intended for ages 4-6. Sizing: waist 19"-22", chest 20"-24", height 40"-45". Product enhancements by the product manufacturer may result in the item(s) being slightly different than they appear in the images posted. |
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Clemson Tigers Football Deluxe Uniform Set - Size Small $54.43 Clemson Tigers Football Deluxe Uniform Set - Size Small The authentic deluxe team uniform set is new and improved! The new molded helmet features authentic team colors and comes with a chin strap. The upgraded jersey is now made of 100 percent polyester-mesh jersey material and has integrated, removable plastic shoulder pads. The pants are 100 percent double-knit polyester with and elastic waistband and cuffs. The uniform set also comes with iron-on number kit (#Â’s 0-9) and a helmet number decal kit (#Â’s 0-9). Size small is intended for ages 4-6. Sizing: waist 19"-22", chest 20"-24", height 40"-45". Product enhancements by the product manufacturer may result in the item(s) being slightly different than they appear in the images posted. |



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